1、復(fù)旦大學(xué)碩士學(xué)位論文入世后我國(guó)國(guó)有商業(yè)銀行發(fā)展對(duì)策研究姓名：陳艷雯申請(qǐng)學(xué)位級(jí)別：碩士專業(yè)：金融學(xué)指導(dǎo)教師：王文玫20030508Abs仃actThiSarticleanalysesthechallengesandchancesofthestate—Ownedcommercialbanksfromallaspects，basingthose，givestrongemphasisonproblemsaboutreformationandde

2、velopmentPointoutbasiCideasandwaysofimprovecompetitionofthestate—ownedcommercialbanksAfterreformation，thestate—ownedcommercialbanksmadestrongimprovementHowever，manyproblemsexistWTOwillmakestrongchallengestothestate—owned

3、commercialbanksFirst，strongcompetitiononmarketcustomer，thenthemarketofChinesebankswillgodownSecond，foreignbanksaregoodatmiddlebusinessandnewbusinessThird，iSstronghuntingonbrains，manybrainswillbedrainedForth，facingcompeti

4、tion，takingadvantagesoverforeignbanksisdifficultFifth，itiSdifficulttoimprovedomesticfinancialenvironmentSixth，WTOwillbringnewchallengestocenterbankBut，inlongtermandfromawhole，WTOwillgiveverygoodchancestothestate—o哪edcomm

5、ercialbanksItwillimprovethereformationofthestate—ownedcommercialbanks，improvejoiningofChinesebanksinternationalstandardimprovethebusinesstooverseas，improvetobringforthnewideas，WTOiScreateaequalcompetitiveenvironmentThest

6、ate—ownedcommercialbanksshouldwelcomeWTOactivelyMacroscopiclevel：ThroughreformationforthesteadinesssafetyanddevelopmentoffinanceFirstofall，governmentandcenterbankshouldreformtheirfunctionstogiveequalandeasyenvironmenttoC

7、hinesebanksSecond，shouldimprovemodernreformationofsystemsoffinancialmarket：givemorespacetothedevelopmentofculruraldiversityChinesebanksForth，putstrongdynamicsonfinancialmanagement：defendsovereigntyandsafetyoffinancialFif

8、th，reformtheoperativemodelofChinesebanksSixth，carryoutinternationaldevelopmentalstrategyofthestate—ownedcommercialbanksMicroscopiclevel：Thestateownedcommercialbanksshoulddowelleveryaspectstoimprovereformationmakebusiness