1、復(fù)旦大學(xué)碩士學(xué)位論文關(guān)聯(lián)企業(yè)的銀地信用風(fēng)險控制研究姓名：張偉申請學(xué)位級別：碩士專業(yè)：金融學(xué)指導(dǎo)教師：俞忠英20080325AbstractInrecentyears，within—depthreformofenterprisesandintensifiedmarketcompetition，thecorporateformofownershipandthemodeofoperationhavealsochangedThescaleoft

2、heenterprisegroupsenlargecontinuouslyPropertyrelationsareincreasin91ydiVersifyingandthenumberofaffiliatedenterprisesisgrowingwithdifferentchangesAffiliatedenterpriseshavetheirgoodside：theycanfacilitatescalemanagement，red

3、ucetheuncertaintyintheprocessandthetransactioncost，andimprovetheirmarketcompetitivenessButaffiliatedenterpriseshaVetheir”evil”side：theaffiliatedtransactionsmaybeagainsttheinterestsoftheotherside，andunderminethemarketequi

4、tablebasisInthepracticeofbankcredit，affiliatedenterpriseseVadingpaymentofbank10ansthroughvariouschannelsareincreasing，andthreatthesecurityofbank10ansIfthephenomenoncannotbeconstrainedandcontrolled，itwouldtriggerasystemic

5、bankcreditriskButweshouldunderstand，ononehand，affiliatedenterpriseshaVetheirConcealmentandcomplexity，ontheotherhand，China’scurrentlegalsystemhasshorteomingsandvacancy，whichincreasethedegreeofasymmetryofinformationbetween

6、borrowersand1endersandthedifficultyoftheriskidentification，makingbanksclaimshavenoeffectiVeprotectionThepurposeofwritingthisthesis：creditriskandaffiliatedenterprisesinteractiontheoryandmethodshaVeimportanttheoreticalsign

7、ificanceIthasimportantpracticalandeconomicsignificanceforthebanktoforecast，prevent，reduce，resolveandcontrolthecreditriskbyaffiliatedenterprises：Atthesametimeitisalsousefulforbanktoincreasetheleveltomeasureandmonitorthecr